Bank of America Hours: Full Hours and Holiday Schedule (2024)

FAQs

Is Saturday a business day for Bank of America? ›

"Business Day" means Monday through Friday and specifically excludes any holiday on which either the Bank or Merrill is not open for business.

The answer is yes, banks are open on Good Friday. While Good Friday is not a bank holiday, it is one of several stock market holidays in 2024. So for those wondering "Is the stock market open on Good Friday," the answer to that question is no.

By telephone: Call 844.401. 8500 (option 2) Mon-Fri 8 a.m.-11 p.m. or Sat-Sun 8 a.m.-8 p.m. (all times ET).

Funds deposited before 9:00 p.m. ET on a business day will generally be available the next business day. Funds deposited before 8:00 p.m. PT on a business day will generally be available the next business day. You will be notified if a hold is placed on any deposited funds.

Business and Banking Days

open for substantially all its banking activities. Even though a bank may be open for regular business on a Saturday, that day is not considered a banking day for purposes of Regulation CC because Saturday is never a ''business day'' under the regulation.

Holidays and Weekends: Checks usually won't process on days the bank is closed.

Bank branches will largely be open on Good Friday. Capital One, Bank of America, CitiBank and JPMorgan Chase, among others, confirmed to USA TODAY branches would be open on Friday.

After all, this is the bank's own check. Still, you may have to pay for the privilege because you're not a customer. Here are some examples: If you don't have an account, Bank of America will charge an $8 fee to cash its own checks.

Many countries observe Easter Monday as a public holiday and close banks, government offices and some local businesses. But the U.S. government doesn't observe it as a federal holiday, so you can expect to find banks open during regular hours on Easter Monday, which falls on April 1 in 2024.

Bank of America: The maximum daily withdrawal amount using an ATM is $1,000 and cannot exceed 60 bills in one transaction.

Why is Bank of America closing so many locations? ›

Why has Bank of America closed so many branches? Bank of America and other financial institutions have recently closed branches due to the rise of online banking.

You may increase or decrease the limit you can withdraw daily at an ATM in the following ways: Log in to the Mobile Banking app and select Menu then Manage Debit/Credit Card. Ensure your debit card is unlocked to Set Limits.

Banks are required to report any transaction of over $10,000, including withdrawals. And if you think you can avoid reporting by separating your big transactions into smaller ones, you'd be wrong. This is known as "structuring," and banks are required to report that, too.

Generally, it takes two to five business days to get all the funds from a check into your account. However, some factors might hold up the check-clearing process, like the status of your account or the place where you deposited the check.

There is no limit of a check that can be cashed. however the bank may not have that physical amount of cash on hand so they would have to order it and you pick it up in a couple days. They may also want to verify if the check is valid since it's just a personal check handwritten which could take a day or so.

Bank of America branches are typically open on weekdays from 9 a.m. to 5 p.m. Some branches open later at 10 a.m. and close earlier at 4 p.m. On Saturdays, branch hours usually follow a schedule of 9 a.m. to 2 p.m., with some closing later at 4 p.m. However, some branches are closed on Saturday. ATMs are open 24/7.

Saturday and Sunday: Weekend deposits (including ATM deposits) are processed on the next day's business as Saturdays and Sundays are considered part of Mondays business.

A banking day is any day on which banks are open to the public and are generally carrying on their normal banking functions. A banking day is generally any day except Saturday, Sundays and legal holidays.

With this service, payments are processed within two hours. Bank of America processes direct deposits at different times depending on the type of deposit. Electronic deposits are usually processed before 8:00 am on business days, while paper checks are typically processed later in the day.